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Additionally, a 404 Not Found error was encountered while trying to use an ErrorDocument to handle the request. In November 2008 voters in Arizona will address Proposition 200, sponsored by Reform AZ Payday Loans. Currently payday loan businesses are regulated by the State. This licensing program is set to terminate on July 1, 20 Proposition 200 would repeal the programs termination date. The Payday Loan Reform Act would preserve this financing option for those who choose to use it, and also alter the procedures by which payday loan businesses operate including limiting the number and frequency of loans that can be made to one person and reducing loan fees that can be charged. Click on Read more to see a synopsis of the pros and cons and find more information about this ballot measure. 1 Yes, we need to continue to offer these financing options to our citizens while more closely regulating the industry. People should be able to make their own financial decisions. 2 No, payday loan businesses are predatory lenders that exploit the financial hardship of people with limited resources.

Comments:9 | published: 02 Mar 2011 23:33:21

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We dont need them. Advocates of Proposition 200 say that: When it comes to money, credit, and borrowing decisions. people in Arizona need more options, not less. This Proposition will make sure payday lenders are tightly regulated, more consumer friendly, and remain available to serve those people who need a small, simple to understand, short-term loan. This measure will bring dramatic pro-consumer reform to payday lending and preserve consumer choice. Opponents of Proposition 200 say that: Arizonans have to pay interest rates on payday loans that far exceed the usury rate of 36% for all other loans in the state. This initiative would make 391% interest rates a permanent reality here. Other states have been successful in protecting their citizens by forbidding payday lending at triple-digit interest rates, and Arizona must follow suit.

Comments:2 | published: 02 Mar 2011 16:14:50